{"id":50030,"date":"2026-09-15T09:00:00","date_gmt":"2026-09-15T09:00:00","guid":{"rendered":"https:\/\/hubhide.com\/?hubhide_en_3025"},"modified":"2026-10-01T11:04:58","modified_gmt":"2026-10-01T11:04:58","slug":"split-tunneling-2026","status":"publish","type":"post","link":"https:\/\/hubhide.com\/blog\/en\/split-tunneling-2026\/","title":{"rendered":"Split Tunneling: What It Is and How to Configure It"},"content":{"rendered":"<p>Familiar scene. You turn on the VPN and everything that was not working suddenly works. Turn it off and the bank and government services open again. So you keep flipping the switch twenty times a day, as if you had a transformer-room breaker instead of a computer. I lived like that for about three months, honestly, until I realised the problem could be solved with a setting rather than endurance. After a week of this gymnastics, people usually arrive at one of two conclusions: either give up on the VPN or learn that the switch does not need to be touched.<\/p>\n<p>Because there is split tunneling, also called traffic splitting. It sends traffic down two roads: some through the tunnel, some around it. Configure it once and it simply works. Well, once and then maybe once every six months.<\/p>\n<p>One disclosure: I work in a VPN service, so this is not only a love letter to the technology. But nobody can really \u201csell\u201d you split tunneling \u2014 it either exists in the client or it does not, and you can check that in a minute.<\/p>\n<h2>What it is and how it works under the hood<\/h2>\n<p>The normal VPN mode is called full tunneling: all traffic is wrapped into the tunnel, the default route points to the virtual interface, and every packet first reaches the VPN server even if the destination is in the next building. Split tunneling breaks that monopoly. There are now two ways out, and each connection gets its own decision: this packet goes through the tunnel, this one does not. The decision is usually based on one of two signals.<\/p>\n<p><strong>By application.<\/strong> The client checks which process created the connection and uses a list to decide where to send it. Browser \u2014 through the tunnel, bank \u2014 outside it.<\/p>\n<p><strong>By route.<\/strong> The client looks not at the program but at the destination: a domain or IP range. Everything going to selected subnets goes directly; the rest goes through the tunnel. This is the method I use, for what it is worth.<\/p>\n<p>Technically, this is static routing plus, in the case of domains, looking at DNS responses. No magic; when I first figured it out, I was almost disappointed because I expected something clever. The analogy is simple: a junction on the way out of town. There is one car, but the driver decides in advance, based on a sign, whether to take the toll road or the free bypass instead of remembering at the actual exit.<\/p>\n<p><em>[Image: two traffic paths \u2014 one through the VPN server, the other directly to the ISP, with example applications on each branch]<\/em><\/p>\n<h2>Two modes that people constantly confuse<\/h2>\n<p>Almost every client has a switch between two kinds of logic, and it is worth understanding them immediately: confuse them and you can get exactly the opposite of what you intended. I have made that mistake myself.<\/p>\n<p><strong>Exclusion mode.<\/strong> Everything goes through the VPN except what you list. Protected by default, with specific holes. Keep the list short: three to five apps or a dozen domains. This is my mode, and I think it is likely yours too.<\/p>\n<p><strong>Inclusion mode.<\/strong> The opposite: only the listed traffic goes through the VPN, everything else goes directly. By default, everything is open and the tunnel exists for specific tasks.<\/p>\n<p>When is the second mode useful? When the VPN is needed for one or two services and everything else should take the shortest route \u2014 for example, you need access to a work server and nothing more. Or, to answer a common question, can you enable a VPN for just one website? Yes, that is exactly what this mode is for. If you are unsure, use exclusions. The mistake is cheaper there: you may send something through the tunnel that could have gone directly and lose a little speed. In inclusion mode, the mistake is more expensive \u2014 something important can go out unprotected, and you may never notice because nothing breaks and nobody tells you.<\/p>\n<h2>Typical scenarios: banks, government services, work and torrents<\/h2>\n<p>The main pain point in Russia is services that reject users with foreign addresses: a bank refuses a login, a government portal asks for extra verification, a marketplace shows a CAPTCHA at every step. Judging by support messages, this is a major reason people abandon VPNs altogether. Why anti-fraud systems react to foreign IPs is covered in our article about <a href=\"https:\/\/hubhide.com\/blog\/en\/blog\/russian-sites-not-working-with-vpn\/\">sites and banks that block VPN users<\/a>; the reasons are there, the solution is here. And the solution is exclusions. Add the banking app to the list and the question \u201chow do I make my bank work without a VPN?\u201d disappears. There is also the opposite case. I keep my torrent client strictly inside the tunnel with Kill Switch enabled so that a drop cannot expose my address to the whole swarm; how to test that is covered in our <a href=\"https:\/\/hubhide.com\/blog\/en\/blog\/vpn-kill-switch-2026\/\">Kill Switch guide<\/a>. Work resources belong there too.<\/p>\n<p>There is no universal list of Russian sites that should bypass a VPN, but there is a useful starting point.<\/p>\n<div class=\"pcrstb-wrap\"><table>\n<thead>\n<tr>\n<th>What<\/th>\n<th>Where<\/th>\n<th>Why<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Banking apps and bank websites<\/td>\n<td>Outside VPN<\/td>\n<td>Anti-fraud blocks logins from foreign addresses<\/td>\n<\/tr>\n<tr>\n<td>Government services and regional portals<\/td>\n<td>Outside VPN<\/td>\n<td>Geolocation restrictions<\/td>\n<\/tr>\n<tr>\n<td>Marketplaces and delivery services<\/td>\n<td>Outside VPN<\/td>\n<td>CAPTCHAs, payment errors, wrong city<\/td>\n<\/tr>\n<tr>\n<td>Russian streaming services<\/td>\n<td>Outside VPN<\/td>\n<td>Catalog restrictions plus an unnecessary routing detour<\/td>\n<\/tr>\n<tr>\n<td>Local network: NAS, printer, cameras<\/td>\n<td>Outside VPN<\/td>\n<td>Otherwise they may simply be unreachable<\/td>\n<\/tr>\n<tr>\n<td>Updates and game launchers<\/td>\n<td>Outside VPN<\/td>\n<td>Saves bandwidth and time<\/td>\n<\/tr>\n<tr>\n<td>Browser for everything else<\/td>\n<td>Through VPN<\/td>\n<td>The main scenario the setup is designed for<\/td>\n<\/tr>\n<tr>\n<td>Torrent client<\/td>\n<td>Through VPN<\/td>\n<td>Exposes the address to the swarm if the tunnel drops<\/td>\n<\/tr>\n<tr>\n<td>Work and corporate resources<\/td>\n<td>Through VPN<\/td>\n<td>Access policy and encrypted channel<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<p>The list should be short. Every row is a hole you create yourself. Twenty exclusions instead of seven mean you no longer know what goes where; I admit I once ended up with a list like that and spent half a day figuring out why one service saw me in Amsterdam while another saw me in my home region.<\/p>\n<h2>The resource saving nobody talks about<\/h2>\n<p>Split tunneling has a second, less obvious side. Speed.<\/p>\n<p>Every kilobyte sent through the tunnel takes an extra route: to the server, then to the destination, then back the same way. The server is in Europe, while you are downloading a movie from a Russian service \u2014 the packets honestly travel abroad and back. Latency increases, speed drops. Natural exclusions include local resources, large system\/game\/driver updates, online games with Russian servers and video calls within the country. If your VPN is slow and you blame the server, first move heavy local traffic out of the tunnel. In my experience that helps more often than switching nodes; other causes are covered <a href=\"https:\/\/hubhide.com\/blog\/en\/blog\/why-vpn-is-slow\/\">in a separate article<\/a>.<\/p>\n<h2>Windows and macOS: per-app mode is the easiest option<\/h2>\n<p>On desktops, split tunneling is easiest to configure: the system gives the client enough access to see which process opened which connection. The pattern is almost always the same. Look for a section called \u201cSplit Tunneling\u201d, \u201cTraffic Splitting\u201d or simply \u201cExclusions\u201d. Choose a mode. Add programs from a list or by specifying the file path. Then come two things that trip everyone up, and I was no exception.<\/p>\n<p>First: a browser is one program for all its tabs. Excluding Chrome as a whole excludes all web browsing, not just the bank, which gives you exactly the opposite of what you wanted. This is where domain-based routing comes in, as described below. Or use the crude but honest workaround: a second browser for Russian sites. Second: some applications access the network through system services. You exclude the app, but the traffic still goes through the tunnel because a background system process sends the request, and the client sees it as a different program. Domain-based exclusions solve that.<\/p>\n<p><em>[Image: split-tunneling settings on Windows and macOS \u2014 an application list with \u201cthrough tunnel\u201d and \u201coutside tunnel\u201d switches]<\/em><\/p>\n<h2>Android and iOS: where it works and where the platform gets in the way<\/h2>\n<p>On mobile, everything comes down to what the platform allows. And the platforms allow different things.<\/p>\n<p><strong>Android.<\/strong> This part is straightforward, and I am always happy about it. The system lets a VPN app define a list of packages that the tunnel should handle or ignore. In clients this may appear as \u201cApps\u201d or \u201cApp proxy mode\u201d. To exclude an app from the VPN on Android, open the client settings, find the app list and clear the checkbox next to the one you want. Done. Some clients require reconnection; I have repeatedly seen people clear the checkbox, fail to reconnect and then complain to support.<\/p>\n<p><strong>iOS.<\/strong> Here you have to accept a limitation. Per-app split tunneling on iPhone is restricted by the platform: the system does not give the client information about which process created a connection, so there is no reliable way to split traffic by application. Domain- and address-based routing remains. Clients that support rules \u2014 which includes most modern VLESS apps \u2014 let you write something like \u201csend domains from the Russian list directly\u201d. That covers most everyday scenarios. It is configured with rules rather than checkboxes, though, and the first setup is not exactly a walk in the park.<\/p>\n<p><em>[Image: Android settings with an app exclusion list, and an iOS routing-rule editor for domain-based routing]<\/em><\/p>\n<h2>Domain and IP routing: for those willing to dig deeper<\/h2>\n<p>This method is more precise and flexible than an application list. The idea is to write rules for destination addresses rather than programs. A rule can be a single domain, a mask such as <code>*.example.ru<\/code>, a CIDR range or a ready-made list \u2014 many clients can load community-maintained Russian domain sets with a single setting. The advantages: it works for browsers, where the application approach is powerless; it does not depend on which process sent the request; and the rules can be moved between devices. The downside: you need to understand what you are doing. Domains change too \u2014 a service moves to a new subdomain, the rule silently stops matching, and, as happened to me, you spend half a day blaming the ISP.<\/p>\n<p>There is also split tunneling on a router, where the rules live at the edge of the home network and apply to everything at once: phones, TVs and consoles. That is <a href=\"https:\/\/hubhide.com\/blog\/en\/blog\/vpn-on-openwrt\/\">territory for firmware such as OpenWrt<\/a>, with its own pleasures.<\/p>\n<h2>Risks: an excluded app sees your real IP<\/h2>\n<p>This is the main thing to understand before building your list. An application or domain taken out of the tunnel works with your real address. Your ISP sees the entire connection. The service on the other end sees where you are connecting from. That traffic is not protected by the VPN \u2014 you deliberately disabled that protection, and that is not a bug but exactly why the feature exists. Still, remember it. Only put things in the exclusion list that genuinely need to work with your real IP. One small annoyance once confused me for quite a while: after reconnection, an excluded app can remain stuck on the old route. Restarting the app fixes it.<\/p>\n<p>It is easy to verify that the setup is correct. Turn on the tunnel and open the <a href=\"https:\/\/hubhide.com\/blog\/en\/check-vpn\/\">connection check page<\/a> \u2014 it should show the VPN server address. Then visit a site from the exclusion list and see whether it detects your Russian region. If both checks pass, the setup is working.<\/p>\n<h2>In short<\/h2>\n<p>Split tunneling is not some exotic feature for geeks; it turns a VPN from an \u201con\/off\u201d switch into a background tool you stop thinking about. Start with exclusion mode. Add your bank, government services and local network. On Android, split by application; on iPhone, by domain. Keep the list short. Is that enough in 2026? For everyday tasks, I think so. Services change domains and anti-fraud rules change, so review the list every few months. Five minutes of work.<\/p>\n<p>You can configure exclusions in the HubHide client in two minutes: <a href=\"https:\/\/hubhide.com\/blog\/en\/download\/\">get the app for your platform<\/a>; the required section is in the settings. Not sure about the rules? <a href=\"https:\/\/hubhide.com\/blog\/en\/support\/\">Contact support<\/a> and we can build a configuration for your services. Do not have a service yet? There is a <a href=\"https:\/\/hubhide.com\/blog\/en\/price\/\">14-day trial with no card required<\/a>.<\/p>\n<h2>Frequently asked questions<\/h2>\n<h3>What is split tunneling?<\/h3>\n<p>A VPN mode in which traffic is divided into two streams: some goes through the encrypted tunnel, while some goes directly through the ISP. The split can be configured by application or destination address. It is useful when you want some services to use the VPN while others need to see your real IP.<\/p>\n<h3>How do I exclude an app from the VPN?<\/h3>\n<p>On Windows, macOS and Android, find the split-tunneling section in the client settings, select exclusion mode and uncheck the required app. On iOS, per-app routing is not available in the same way; use domain-based rules instead. After changing the list, you usually need to reconnect the tunnel.<\/p>\n<h3>Does split tunneling work on iPhone?<\/h3>\n<p>Not by application: the platform does not let a VPN client determine which process created a connection. By domain and address range, yes, and it works well. Most modern clients let you describe the rules manually or load a ready-made list of Russian domains.<\/p>\n<h3>Is it safe to exclude apps?<\/h3>\n<p>The feature itself is standard and safe to use. But an excluded app works with your real IP, and its traffic is visible to your ISP, so only things that genuinely need direct access should be excluded: banks, government services and local devices. The shorter the list, the easier it is to keep track of.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>How to configure split tunneling so banks and government services work directly while everything else uses the VPN. Instructions for Windows, macOS, Android and iOS.<\/p>\n","protected":false},"author":1,"featured_media":44906,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[533],"tags":[],"class_list":["post-50030","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Split Tunneling: What It Is and How to Configure It - HubHide VPN | Blog<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/hubhide.com\/blog\/en\/split-tunneling-2026\/\" \/>\n<meta property=\"og:locale\" content=\"ru_RU\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Split Tunneling: What It Is and How to Configure It - HubHide VPN | Blog\" \/>\n<meta property=\"og:description\" content=\"How to configure split tunneling so banks and government services work directly while everything else uses the VPN. 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